1. ACCEPTANCE OF TERMS
a) By accessing or using the website located at www.mgallerdice.com (the “Site”), which is operated by mgallerdice, LLC (“Company,” “we,” or “us”), you (“you” or “the user”) agree to comply with and be bound by these Terms of Service (“Terms”). These Terms apply to all visitors, users, and others who access the Site or use any services or content provided by the Company. If you do not agree with any part of these Terms, you must discontinue use of the Site and any services immediately.
b) By using the Site or purchasing or using any product, course, coaching, retreat, or mentorship services from us (collectively, our “Services”), you acknowledge you are of legal age (18 years of age or older) and that you have read, understood, and agreed to these Terms, as well as our Privacy Policy (which describes how we handle your personal data). If you are purchasing a digital product or participating in an online course or program, additional terms may apply (see the “Additional Terms for Digital Products and Courses” section below).
c) Company may provide you with a username and password ("Credentials") to access restricted areas of the Site or course platform. You are solely responsible for all activity that occurs under your Credentials, whether or not you authorized it, including communications, submissions, and any purchases made. Keep your Credentials confidential and secure. Notify Company immediately at [email protected] if you suspect unauthorized use or a security breach. Company is not responsible for verifying who uses your Credentials; any use of the Site with your Credentials will be treated as your use. Failure to protect or promptly report misuse of your Credentials may result in suspension or termination of access without refund. Credentials must be created using your accurate name and contact information.
2. CHANGES TO TERMS. We reserve the right to modify or update these Terms at any time at our sole discretion. If we make material changes, we may provide notice on the Site or via email. However, it is your responsibility to review these Terms periodically for updates. Continued use of the Site or our Services after any changes are posted constitutes your acceptance of those changes. If you do not agree to the revised Terms, you should stop using the Site and Services.
3. GENERAL DISCLAIMER (NO PROFESSIONAL ADVICE)
a) Content for Informational Purposes Only. All content, articles, information, and resources provided on this Site are for general informational and educational purposes and are based on the opinions and personal experience of the author unless otherwise noted. Nothing on this Site, or in any content provided by Company, is intended to be — or should be taken as — professional advice in any field, including but not limited to medical, mental health, legal, financial, or career advice. Company reserves the right to remove, edit, move or close any Company-provided content for any reason at any time.
b) No Medical or Health Advice. The content on this Site and any Services is not medical or mental health advice. We are not doctors, licensed therapists, or medical professionals. No information on the Site is intended to diagnose, treat, cure, or prevent any disease or health condition, nor is it a substitute for consulting with a qualified healthcare professional. Any statements about health or wellness benefits of certain practices, foods, or supplements have not been evaluated by the Food & Drug Administration (FDA) and are not guaranteed to produce results. Always consult a physician or appropriate professional for medical or mental health concerns.
c) No Legal or Financial Advice. Similarly, no content on this Site or provided through our Services constitutes legal, financial, accounting, or other professional advice. If you require advice in those areas, you should consult with a licensed attorney, accountant, financial advisor, or other appropriate professional. We do not guarantee the accuracy, completeness, or usefulness of any information regarding legal or financial matters. Any use of the information on our Site is solely at your own risk.
d) Personal Responsibility. You acknowledge that you are solely responsible for how you apply or use the information from our Site or Services. Any decisions or actions you take based on the content provided are taken of your own volition and at your own risk. You agree that the Company is not liable for any outcomes of decisions you make based on the information presented on the Site. Always use your best judgment and seek professional guidance directly for your specific situation when needed.
e) No Guarantee of Results. Company makes no guarantees or assurances about any particular outcome or result from your use of the Site or our Services. Any examples of successes or results that may be discussed on the Site (for example, client testimonials or case studies) are not promises that you or anyone else will achieve the same outcome. Results depend on many factors outside our control, and individual experiences will vary.
4. ASSUMPTION OF RISK AND RELEASE OF LIABILITY.
a) Assumption of Risk. You understand that participating in coaching, mentorship, courses, retreats or implementing any suggestions from the Site or Services involves some level of personal risk and uncertainty. You agree that you assume all responsibility and risk for your actions, choices, and results.
b) Release and Waiver. To the fullest extent permitted by law, you hereby release, waive, acquit, and forever discharge Company, its owner(s) (including Mary Grace Allerdice personally), agents, employees, contractors, successors, assigns, and heirs from any and all liability, claims, demands, actions, or causes of action for any loss, damage, injury, or harm (whether to you or your business, finances, health, or otherwise) that may arise from or relate to your use of the Site, your participation in our coaching, mentorship, retreats or other services, or your reliance on any information provided by the Company. You expressly acknowledge and agree that this release applies to all claims of every nature whatsoever, whether existing now or arising in the future, and whether based in contract, tort, negligence, strict liability, or otherwise, except to the extent such claims may not be waived under applicable Georgia law. You further acknowledge that you have been advised of, understand, and voluntarily assume the risk that you may later discover facts or circumstances different from or in addition to those you now know or believe to be true, and you expressly waive any right to assert claims based on such newly discovered facts to the fullest extent permitted by Georgia law.
c) No Additional Promises. You acknowledge that no representation, promise, or inducement has been made by the Company or its representatives other than what is expressly set forth in these Terms.
d) Indemnification. You agree to indemnify, defend, and hold harmless Company and its affiliates, officers, employees, agents, and representatives from and against any losses, liabilities, damages, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to any third-party claim based on your use of the Site or Services, violation of these Terms, or infringement of any third-party rights.
5. USER COMMENTS AND COMMUNITY CONDUCT.
a) Respectful Discourse. We value open communication and community on our Site. If our Site allows users to post comments or reviews, you agree to interact respectfully and civilly with others. Harassment, hate speech, bullying, or abusive content will not be tolerated.
b) No Spam or Inappropriate Content. Do not post spam, advertisements, or solicitations. Do not post content that is off-topic or that includes malware, viruses, or harmful code.
c) Privacy and Personal Information. Do not post personal or sensitive information that you would not want to be publicly available. Think carefully before posting.
d) Responsibility for Comments. You are solely responsible for any content you post on our Site or social media. By posting, you affirm that you have rights to the content and grant us a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute your content as needed.
e) Moderation Rights. We reserve the right to review, edit, or remove any content submitted by any user at our discretion and without notice, for any reason, including if we deem it inappropriate or in violation of these Terms. We also reserve the right to terminate or restrict a user’s ability to comment.
f) Recording and Consent. You acknowledge and agree that Company may record live or virtual sessions, workshops, or group offerings solely for internal use, educational purposes, quality assurance, or participant replay access, unless expressly stated otherwise in writing. By participating in any group or live offering, you consent to being recorded and to the use of your participation in such recordings for these purposes. Notwithstanding the foregoing, ceremonial sessions, ritual sessions, and in-person rituals or ceremonies shall not be recorded unless all participants provide express written consent in advance.
g) Workshops and Retreats Code of Conduct. During all workshops and retreats, participants are expected to engage respectfully and responsibly. Any form of harassment, discrimination, bullying, or disruptive behavior will result in immediate removal. This includes, but is not limited to:
a) By accessing or using the website located at www.mgallerdice.com (the “Site”), which is operated by mgallerdice, LLC (“Company,” “we,” or “us”), you (“you” or “the user”) agree to comply with and be bound by these Terms of Service (“Terms”). These Terms apply to all visitors, users, and others who access the Site or use any services or content provided by the Company. If you do not agree with any part of these Terms, you must discontinue use of the Site and any services immediately.
b) By using the Site or purchasing or using any product, course, coaching, retreat, or mentorship services from us (collectively, our “Services”), you acknowledge you are of legal age (18 years of age or older) and that you have read, understood, and agreed to these Terms, as well as our Privacy Policy (which describes how we handle your personal data). If you are purchasing a digital product or participating in an online course or program, additional terms may apply (see the “Additional Terms for Digital Products and Courses” section below).
c) Company may provide you with a username and password ("Credentials") to access restricted areas of the Site or course platform. You are solely responsible for all activity that occurs under your Credentials, whether or not you authorized it, including communications, submissions, and any purchases made. Keep your Credentials confidential and secure. Notify Company immediately at [email protected] if you suspect unauthorized use or a security breach. Company is not responsible for verifying who uses your Credentials; any use of the Site with your Credentials will be treated as your use. Failure to protect or promptly report misuse of your Credentials may result in suspension or termination of access without refund. Credentials must be created using your accurate name and contact information.
2. CHANGES TO TERMS. We reserve the right to modify or update these Terms at any time at our sole discretion. If we make material changes, we may provide notice on the Site or via email. However, it is your responsibility to review these Terms periodically for updates. Continued use of the Site or our Services after any changes are posted constitutes your acceptance of those changes. If you do not agree to the revised Terms, you should stop using the Site and Services.
3. GENERAL DISCLAIMER (NO PROFESSIONAL ADVICE)
a) Content for Informational Purposes Only. All content, articles, information, and resources provided on this Site are for general informational and educational purposes and are based on the opinions and personal experience of the author unless otherwise noted. Nothing on this Site, or in any content provided by Company, is intended to be — or should be taken as — professional advice in any field, including but not limited to medical, mental health, legal, financial, or career advice. Company reserves the right to remove, edit, move or close any Company-provided content for any reason at any time.
b) No Medical or Health Advice. The content on this Site and any Services is not medical or mental health advice. We are not doctors, licensed therapists, or medical professionals. No information on the Site is intended to diagnose, treat, cure, or prevent any disease or health condition, nor is it a substitute for consulting with a qualified healthcare professional. Any statements about health or wellness benefits of certain practices, foods, or supplements have not been evaluated by the Food & Drug Administration (FDA) and are not guaranteed to produce results. Always consult a physician or appropriate professional for medical or mental health concerns.
c) No Legal or Financial Advice. Similarly, no content on this Site or provided through our Services constitutes legal, financial, accounting, or other professional advice. If you require advice in those areas, you should consult with a licensed attorney, accountant, financial advisor, or other appropriate professional. We do not guarantee the accuracy, completeness, or usefulness of any information regarding legal or financial matters. Any use of the information on our Site is solely at your own risk.
d) Personal Responsibility. You acknowledge that you are solely responsible for how you apply or use the information from our Site or Services. Any decisions or actions you take based on the content provided are taken of your own volition and at your own risk. You agree that the Company is not liable for any outcomes of decisions you make based on the information presented on the Site. Always use your best judgment and seek professional guidance directly for your specific situation when needed.
e) No Guarantee of Results. Company makes no guarantees or assurances about any particular outcome or result from your use of the Site or our Services. Any examples of successes or results that may be discussed on the Site (for example, client testimonials or case studies) are not promises that you or anyone else will achieve the same outcome. Results depend on many factors outside our control, and individual experiences will vary.
4. ASSUMPTION OF RISK AND RELEASE OF LIABILITY.
a) Assumption of Risk. You understand that participating in coaching, mentorship, courses, retreats or implementing any suggestions from the Site or Services involves some level of personal risk and uncertainty. You agree that you assume all responsibility and risk for your actions, choices, and results.
b) Release and Waiver. To the fullest extent permitted by law, you hereby release, waive, acquit, and forever discharge Company, its owner(s) (including Mary Grace Allerdice personally), agents, employees, contractors, successors, assigns, and heirs from any and all liability, claims, demands, actions, or causes of action for any loss, damage, injury, or harm (whether to you or your business, finances, health, or otherwise) that may arise from or relate to your use of the Site, your participation in our coaching, mentorship, retreats or other services, or your reliance on any information provided by the Company. You expressly acknowledge and agree that this release applies to all claims of every nature whatsoever, whether existing now or arising in the future, and whether based in contract, tort, negligence, strict liability, or otherwise, except to the extent such claims may not be waived under applicable Georgia law. You further acknowledge that you have been advised of, understand, and voluntarily assume the risk that you may later discover facts or circumstances different from or in addition to those you now know or believe to be true, and you expressly waive any right to assert claims based on such newly discovered facts to the fullest extent permitted by Georgia law.
c) No Additional Promises. You acknowledge that no representation, promise, or inducement has been made by the Company or its representatives other than what is expressly set forth in these Terms.
d) Indemnification. You agree to indemnify, defend, and hold harmless Company and its affiliates, officers, employees, agents, and representatives from and against any losses, liabilities, damages, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to any third-party claim based on your use of the Site or Services, violation of these Terms, or infringement of any third-party rights.
5. USER COMMENTS AND COMMUNITY CONDUCT.
a) Respectful Discourse. We value open communication and community on our Site. If our Site allows users to post comments or reviews, you agree to interact respectfully and civilly with others. Harassment, hate speech, bullying, or abusive content will not be tolerated.
b) No Spam or Inappropriate Content. Do not post spam, advertisements, or solicitations. Do not post content that is off-topic or that includes malware, viruses, or harmful code.
c) Privacy and Personal Information. Do not post personal or sensitive information that you would not want to be publicly available. Think carefully before posting.
d) Responsibility for Comments. You are solely responsible for any content you post on our Site or social media. By posting, you affirm that you have rights to the content and grant us a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute your content as needed.
e) Moderation Rights. We reserve the right to review, edit, or remove any content submitted by any user at our discretion and without notice, for any reason, including if we deem it inappropriate or in violation of these Terms. We also reserve the right to terminate or restrict a user’s ability to comment.
f) Recording and Consent. You acknowledge and agree that Company may record live or virtual sessions, workshops, or group offerings solely for internal use, educational purposes, quality assurance, or participant replay access, unless expressly stated otherwise in writing. By participating in any group or live offering, you consent to being recorded and to the use of your participation in such recordings for these purposes. Notwithstanding the foregoing, ceremonial sessions, ritual sessions, and in-person rituals or ceremonies shall not be recorded unless all participants provide express written consent in advance.
g) Workshops and Retreats Code of Conduct. During all workshops and retreats, participants are expected to engage respectfully and responsibly. Any form of harassment, discrimination, bullying, or disruptive behavior will result in immediate removal. This includes, but is not limited to:
- Threats or discriminatory language
- Defamation or slander
- Harassment of any kind
- Interrupting facilitators
- Sharing inappropriate content
- Disrupting group flow
We reserve the right, in our sole discretion, to immediately remove any participant from a workshop, retreat, course, or community space for conduct that violates these Terms or disrupts the experience of others. Removal may be immediate and without prior warning. Any removal for violation of this Section shall be without refund, credit, or future access.
6. PURCHASES, PAYMENTS, AND REFUNDS.
a) Payment Process. Purchases may be processed via third-party payment processors. By providing payment information, you represent and warrant that you have the legal right to use the payment method and that the information is accurate.
b) Third-Party Payment Processors. You acknowledge that we may use third-party services to process payments. We are not responsible for any errors or security breaches by those payment processors.
c) Order Confirmation and Cancellation. After you place an order, you should receive a confirmation email. We reserve the right to refuse or cancel any order at any time for reasons such as product unavailability, errors in pricing or description, or suspected fraud. In the event your payment is not successfully made by the due date, your payment method will be automatically retried within 5 days. If your payment is still unsuccessful, your access to Services may be paused until payment has been made successfully. In the event of continued unsuccessful payment, you will remain responsible for the cost of all purchased Services and will not be able to purchase additional products or services until such payment has been made.
d) Pricing and Errors. Sales and promotional pricing are limited time offers. If you are on an existing subscription, installment, or ongoing services plan, opting into a sale price does not entitle you to prorated refunds or adjustments. We do not issue manual refunds or credit calculations to align prior payments with discounted rates. All descriptions, specifications, products, and prices are subject to change at any time without notice. We do not guarantee that all pricing or product information is accurate, complete, or current.
e) Automatic Renewal and Payment Authorization. When you purchase a membership subscription, it will automatically renew at the end of your current term for the same length of time, but at standard non-promotional pricing, unless you cancel before the term ends. By purchasing, you authorize Company to charge your selected payment method for each renewal. You will receive an electronic receipt for each renewal charge. To cancel your next automatic renewal, go to your membership portal, select the subscription you would like to cancel, and select “cancel”.
f) Refunds and Cancellation Policy. All sales are final. Except as explicitly stated in a specific product policy or required by law, due to the extensive time, effort, and preparation that goes into our Services, no refunds, returns, or cancellations will be granted under any circumstances, including but not limited to:
- Non-attendance or scheduling conflicts without 24-hour advance written notice
- Overcommitment or changes in personal circumstances
- Disagreement with program content or facilitation style
By purchasing or enrolling in any of our Services, you acknowledge that you are committing to the full investment and agree that no refunds will be granted. Notwithstanding the foregoing, refunds may be issued where required by applicable law or by the rules of a third-party payment processor. In such cases, any refund shall be limited to the minimum amount required to comply with such law or payment processor requirements.
g) Taxes. Prices are in U.S. dollars unless otherwise stated. You are responsible for any sales tax, VAT, or other taxes.
h) Status and Eligibility. Users who are blocked from a Service for non-payment are not eligible to enroll in future offerings until all outstanding balances are paid in full. If your access to Services has been blocked due to non-payment, you are no longer eligible to pay for future Services via monthly installment payment plans.
i) Chargebacks and Disputes. You unconditionally agree that any chargebacks or disputes filed by you against Company through a payment processor that are found to be false or unjustified by Company must be repaid to Company by you within five (5) business days. Failure to adhere to this provision may result in permanent revocation of access to all programs and future offerings.
j) Lifetime Access Clause. “Lifetime access” refers to the operational lifetime of Company. If Company ceases operations, no further access to digital offerings is guaranteed, and previously purchased content may no longer be available for delivery or download.
7. INTELLECTUAL PROPERTY RIGHTS.
a) Content Ownership. All content and material available on the Site and through our Services, including content, text, images, graphics, logos, videos, audio clips, designs, downloads, biographical information used on the Site, data compilations, and software (collectively, the “Content”), is the property of Company or its licensors and is protected by intellectual property laws.
b) Limited License. Provided that you purchase a valid subscription or license where required, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Site and its Content for your own personal, non-commercial use only. No other use is authorized without our express written consent. All authorized uses of the Site’s Content shall include proper attribution and a link to Company’s website.
c) Prohibited Uses of Content. You agree not to copy, reproduce, modify, publish, transmit, distribute, display, or create derivative works from the Content without our prior written permission.
d) User Content and Testimonials. Any content you submit to us (e.g., comments, testimonials, feedback) remains your intellectual property but you grant us a perpetual, irrevocable, worldwide, all media (now known or hereafter created), fully paid up, royalty-free license to use, reproduce, adapt, publish, translate, distribute, create derivative works based thereon and publicly perform such content, in whole or in part, for any and all purposes without further notice to you and with or without attribution.
e) Trademarks. All trademarks, service marks, and trade names (including logos) used on the Site are proprietary to Company or their respective owners.
8. DMCA COPYRIGHT INFRINGEMENT POLICY. If you believe any content on our Site infringes upon your copyright, you may submit a DMCA notice to [email protected]. Include the required details per 17 U.S.C. §512(c)(3). We will expeditiously remove or disable access to the allegedly infringing material and follow up with any necessary actions.
9. THIRD-PARTY LINKS AND SERVICES. Our Site may contain links to third-party websites or services that are not owned or controlled by us. We have no control over their content or practices, and we disclaim all responsibility for them. Any dealings with third-party services are solely between you and the third party.
10. DISCLAIMER OF WARRANTIES. THE SITE AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT THE SITE OR THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.
11. LIMITATION OF LIABILITY. In no event shall Company or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, use, goodwill, or other intangible losses. Our liability to you for any cause, regardless of the form of action, shall be limited to the lesser of the amount paid by you (if any) for the Service in question or one hundred U.S. dollars ($100).
12. GOVERNING LAW. These Terms and any dispute arising out of your use of the Site or Services shall be governed by and construed in accordance with the laws of the State of Georgia, USA, without regard to conflict of law principles.
13. ARBITRATION. The parties agree that any and all disputes, claims or controversies arising out of or relating to this Agreement shall be submitted to JAMS, or its successor, for mediation, and if the matter is not resolved through mediation, then it shall be submitted to JAMS, or its successor, for final and binding arbitration located in Atlanta, Georgia, before a single arbitrator, pursuant to this Section 13. Either party may commence mediation by providing to JAMS and the other party a written request for mediation, setting forth the subject of the dispute and the relief requested. The parties will cooperate with JAMS and with one another in selecting a mediator from the JAMS panel of neutrals and in scheduling the mediation proceedings. The parties agree that they will participate in the mediation in good faith and that they will share equally in its costs. All offers, promises, conduct and statements, whether oral or written, made in the course of the mediation by any of the parties, their agents, employees, experts and attorneys, and by the mediator or any JAMS employees, are confidential, privileged and inadmissible for any purpose, including impeachment, in any arbitration or other proceeding involving the parties, provided that evidence that is otherwise admissible or discoverable shall not be rendered inadmissible or non-discoverable as a result of its use in the mediation. Either party may initiate arbitration with respect to the matters submitted to mediation by filing a written demand for arbitration at any time following the initial mediation session or at any time following 45 days from the date of filing the written request for mediation, whichever occurs first ("Earliest Initiation Date"). The mediation may continue after the commencement of arbitration if the parties so desire. At no time prior to the Earliest Initiation Date shall either side initiate an arbitration or litigation related to this Agreement except to pursue a provisional remedy that is authorized by law or by JAMS Rules or by agreement of the parties. However, this limitation is inapplicable to a party if the other party refuses to comply with the mediation requirements set forth above. All applicable statutes of limitation and defenses based upon the passage of time shall be tolled until 15 days after the Earliest Initiation Date. The parties will take such action, if any, required to effectuate such tolling.
14. ADDITIONAL TERMS FOR DIGITAL PRODUCTS AND COURSES. Certain digital products, online courses, memberships, or other programs may be subject to their own specific terms and conditions (the “Offering Terms”), which are incorporated into these Terms. If there is a conflict between these Terms and the Offering Terms, the Offering Terms will govern for that specific product or service.
15. MISCELLANEOUS.
a) Severability. If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.
b) No Waiver. Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
c) Entire Agreement. These Terms, along with any additional Offering Terms and our Privacy Policy, constitute the entire agreement between you and Company regarding your use of the Site and Services, superseding any prior agreements.
d) Assignment. You may not assign these Terms without our prior written consent. We may assign or transfer these Terms at any time.
e) Termination. We reserve the right to terminate or suspend your access to the Site or Services at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful. For clarity, the provisions of these Terms that by their nature should survive such termination shall survive, including without limitation: Intellectual Property Rights, Disclaimers, Assumption of Risk, Release and Waiver, Indemnification, Limitation of Liability, Dispute Resolution, Governing Law, and this Survival provision.
f) Force Majeure. Company is not liable for any delay, interruption, or failure to perform its obligations under these Terms due to events beyond its reasonable control, including acts of God, illness, epidemics or pandemics, natural disasters, travel disruptions, governmental orders, labor disputes, internet or platform outages, power failures, or other circumstances outside Company’s control. In such events, Company may modify, reschedule, suspend, or cancel affected Services without liability or obligation to provide refunds, except as required by law.
If you have any questions about these Terms, please contact us at [email protected] and include “Terms of Service Inquiry” in the subject line.
By using our Site or purchasing our Services, you signify your agreement to these Terms.
Last Updated: February 9, 2026
Terms of Service
mgallerdice, LLC